Using a weak or predictable PIN (Personal Identification Number) for your bank account can make you an easy target for fraudsters. Many people unknowingly choose PINs that are too simple, common, or tied to personal details that hackers can easily guess. Here are some numbers you should never use as your PIN:
1. 1234 or 0000 – These are the most commonly used and therefore the most vulnerable PINs. Hackers and thieves try them first because many people choose them for convenience.
2. Birth years (e.g., 1990, 2001) – These numbers are easy to guess if someone knows your age or birthday, which is often shared on social media or public records.
3. Repetitive numbers like 1111 or 2222 – These are also high on the list of commonly guessed combinations and offer little security.
4. Your own or loved one’s birthday (e.g., 0512 for May 12) – It may be easy for you to remember, but it’s just as easy for someone close to you—or a hacker who’s done a little research.
To stay safe, use a PIN that’s hard to guess and avoid anything personal or obvious. Mix unrelated numbers and don’t reuse your PIN across different accounts. Also, update your PIN regularly and keep it confidential. Your financial security starts with smart choices.