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My Mother Accused Me Of Sleeping With Her Boyfriend

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I was raised by my grandmother who deeply loved me. I only found out she was not my biological mother when she passed away when I was around the age of 10 or 11. That was when my mother came for me.

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Living with my mother was a sharp contrast from living with my grandmother. I remember one time when a man walked past our street and greeted me. My mother accused me of knowing him simply because he wore a uniform, similar to one she had seen somewhere before. I insisted I didn’t know the man but she beat me up anyway.

Years later, we moved in with my mother’s boyfriend. He was a good father figure, no funny business. In the short time we lived together, he did far more for me than my biological father ever had. When my mother became pregnant, they eventually broke up, and we moved away. We didn’t stay in touch, even though we had each other’s numbers.

One day, I received a sexually graphic text message from him. It seemed like instructions he was sending to a younger man about intimacy. When the shock of the message wore off, I replied that he must have sent it to the wrong person. I can’t recall exactly what his response was. But I remember telling a friend in the house we were staying in. She too was shocked.

Unfortunately for me, I deleted the message before telling my mother about it. Instead of listening to me, she chose to interrogate me as if I had done something wrong. Then she concluded that I must have been sleeping with her ex-boyfriend. She didn’t believe anything I said in my defence.

Later, when I went to university, she refused to give me money for food for weeks. I was so hungry I ended up selling an old phone for about $3 just to survive. Around that time, a politician somehow got my number (it’s common for freshers’ details to be sold to men at some universities). When he called me, he seemed to know a lot about me.

“I want to see you,” he said, “I am parked outside your residence as I speak.”

I was desperate and hungry, so I went with him and his friend to eat, and eventually to their hotel. Once I was in his room, I told him clearly I wasn’t going to sleep with him. He tried to persuade me, and when I refused, he threatened me, “If I force myself on you, no one will believe you. Don’t forget that you willingly entered my hotel room at night.”

I was scared but I stood my ground until he got tired and drove me back to my residence.

While we sat in his car outside, he kept begging me to return with him. At that very moment, I received an unusually large amount of money from my mother, enough to cover the last week of school and my trip home. It felt like a divine intervention. I got out of his car and went back to my room without giving in to him demands.

It’s been 16 years since then, but my mother still accuses me of being the reason her relationship ended. She has even threatened to tell my brother that I caused the breakup between her and his father.

A few years ago, when she brought it up again, I told her: “My conscience is clean. God and I know the truth, and I am at peace with that.”

For a while, she stopped mentioning it, but then brought it up again in a text three years ago.

One question I’ve always asked myself is that, if she truly suspected something had happened, why was her first reaction to fight me as if I were her rival. As a mother, she should have shown concern and asked if the man she brought into our lives had violated her teenage daughter.

And what if I had fallen prey to that politician in the hotel room, forced into trauma for life, all because my mother was so angry with me that she refused to support me with food money?

I’ve since healed and learned a lot about my family. But sometimes I see how mothers hold their daughters close to their hearts and I wonder why that couldn’t be my reality.

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When I talk about our strained relationship, people assume it’s my responsibility to mend things. All I want to say is that if you haven’t experienced trauma at the hands of your mother, the most helpful thing you can do for someone like me is acknowledge that your experience was different. Not all of us were lucky enough to experience true warmth and love from our mothers. It’s hard but we move.

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National Pension Commission (PenCom) changes price disclosure rule

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National Pension Commission (PenCom) has directed Pension Fund Administrators (PFAs) to discontinue the publication of daily unit prices for Retirement Savings Account (RSA) and Retiree Funds on their websites, replacing the requirement with a six-month disclosure of returns based on a three-year rolling average.

The directive was contained in a circular issued by the commission.

Under the new guideline, PFAs must stop implementing Section 2.0 (iv) of the Commission’s March 23, 2013 circular, which required them to display daily unit prices for the last seven days.

Instead, they are to publish on their websites the last six months’ rate of return — calculated as a 36-month compounded rolling average in line with the Circular for the Calculation and Reporting of Rate of Returns by Licensed Pension Fund Operators (LPFOs).

According to the commission, the rate of return must be clearly displayed on the homepage of each PFA’s website.

For instance, the six-month disclosure covering April to September 2025 would reflect the 36-month compounded returns ending in each of those months.

This has however raised transparency concerns in the pension industry.

The 2013 circular on Minimum Information to be displayed on PFA Websites formed part of PenCom’s transparency framework for the Contributory Pension Scheme.

The latest addendum modifies that requirement but does not remove PFAs’ obligation to disclose performance information.

Industry watchers say the development may reignite debate over the balance between long-term investment reporting and real-time transparency in Nigeria’s pension industry.

All enquiries on the addendum, the Commission said, should be directed to its Surveillance Department.

An industry analyst who does not want her name mentioned said the move could reduce contributors’ access to real-time performance data.

She said: “Daily unit prices allowed RSA holders to independently track short-term movements and detect fluctuations in fund valuation.

“With only a three-year rolling average now required, contributors will no longer see recent performance in isolation”, she noted.

The analyst added that while pension funds are long-term vehicles, removing daily disclosure raises concerns about information asymmetry.

“PFAs will still compute daily valuations internally. The issue is whether contributors should be denied access to data that already exists,” the analyst said.

However, another pension expert defended the directive, noting that pensions are structured for long-term accumulation and should be assessed over extended periods.

“A 36-month rolling average smooth’s out short-term volatility and provides a more accurate reflection of sustained performance,” the expert said, warning that excessive focus on daily fluctuations could encourage reactionary fund switching.

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Dollar rises in black market on Monday, traders quote new exchange rate

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Dollar edges higher against the naira in black market trading Dollar edges higher against the naira in black market trading

The United States dollar at the parallel market increased in value on Monday, Febuary 23 with traders quote at N1,375/$ as the new selling exchange rate.

The new rate is a slight depreciation for the naira when compared to N1,343 a dollar market closed on Friday, February 20, 2026.

Abdulahhi, a forex dealer, told Legit.ng that the new exchange rate follows renew demand in the market.

“I am currently selling dollars at N1,375/$1 and buying at N1,355/$1. The pound is trading at N1,845 to sell and N1,805 to buy, while the euro is also moving steadily in the market.

“It seems this week the dollar will return to over N1,400. I have been getting a lot of request.”

The fall of the naira comes as BDC operators continue to face difficulties in accessing dollars from commercial banks.

BDCs can get dollar

The apex bank had previously issued a circular allowing licensed BDCs to access foreign exchange through authorised dealers at the prevailing market rate.

Under the directive, each BDC is permitted to purchase up to $150,000 weekly, subject to Know Your Customer (KYC) requirements and due diligence checks, Punch reports.

Leadership reported that despite a policy announcement, some operators disclosed that no transactions have been completed under the new arrangement.

A BDC operator, who requested anonymity, said the directive remains largely unimplemented. According to him, the circular provides that disbursements will be made through settlement accounts, a provision that has raised operational concerns.

He questioned the feasibility of seamless, real-time transfers between domiciliary accounts across different banks, noting that such infrastructure may not yet be fully in place.

The operator added that while commercial banks appear supportive of the policy, many are still developing internal processes to align with the CBN’s directive.

He explained that BDCs are required to submit bid orders through their banks, which would then access the market on their behalf.

Naira in the official market

Meanwhile, in the Nigerian Foreign Exchange Market (NAFEM), the naira closed against the US dollar on Friday, February 20 at N1,346.32/$1 from N1,341.35/$1 a day earlier.

At the GTBank FX desk, the naira weakened by N7 against the dollar to quote N1,356/$1.

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